Len Penzo dot Com
The offbeat personal finance blog for responsible people.
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Latest posts
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Save Every Month: Affordable Upgrades That Pay for Themselves
Utility bills are one of the most consistent expenses in any household, and they have a way of creeping higher over time. The good news is that you don’t need an expensive renovation to bring them down. A few affordable upgrades and simple repairs can start saving you money…
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Big Kitchen Dreams on a Real Budget: Money-Saving Remodel Tips
A kitchen remodel is one of the most exciting home projects you can take on and also one of the most expensive. Between cabinets, countertops, appliances, plumbing, electrical work, and labor, costs can climb quickly if you don’t have a plan. The good news is that a beautiful…
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Moving Tips: 4 Tips for an Easier, Less Stressful Relocation
Choosing the best place to live is a difficult decision, but according to statistics on moving from the US Census Bureau, it’s a decision millions of us make — 11% of Americans move each year. As many movers learn, once the choice to relocate is made, moving can be a stressful,…
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8 Ways to Make a Great Budget Thanksgiving Dinner
Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses — especially if you’re having Thanksgiving dinner at your house. The good news is there are plenty of ways to cook and enjoy a delicious budget Thanksgiving dinner. No…
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Time vs. Money: Are You an Unwitting Financial Time Traveler?
I have a voracious appetite for time-travel stories. I absolutely love ’em. One of my all-time favorite television shows, The Twilight Zone, devoted at least five episodes to the subject; I wish Rod Serling had written more of them. With that in mind, this weekend the Honeybee…
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Banking 101: Why Going Back to Basics Pays Financially
Most of us take the fact that we can access a bank account for granted — whether it’s drawing money out, transferring cash that we owe a friend, or paying our bills every month. But what if you’re struggling with your money? It’s not a given that a bank will allow you to have an…
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How to Create a Budget for a Motorcycle Road Trip
Going on a motorcycle trip is a thrilling adventure, something that you’ll always be glad you did. However, you need to make sure that you set a budget to ensure that you are satisfied with the experience. Thankfully, there are a few different ways you can save money and create…
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Credit Card Pros and Cons: Why You Should (and Shouldn’t) Use Them
When I was a kid I used to have a Ouija board. Thankfully, my nerdy friends and I were never possessed by evil spirits while conjuring up our dead relatives to see how they were doing (they’re fine, thanks); or getting answers to burning questions like whether or not certain…
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Black Coffee: Something for Nothing
It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Well… another busy week is behind us. So with that in mind, let’s get this…
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Sushi Deals: Here Are 12 Ways to Save Money on Your Order
Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. The good news is you can find great sushi deals by following a few simple tips. So … How do you save money on your sushi…