Man vs Debt
Sell your crap. Pay off your debt. Do what you love.
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Latest posts
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The Financial Threshold for Repairing or Replacing a Hail-Damaged Roof
Homeowners may end up needing costly roof repairs or replacement due to hail damage. The financial threshold is when replacement is cheaper than the cost of replacing parts, as well as the likely future cost of repair. This is not an actual amount or percentage of damage. So,…
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Why Business Owners Should Separate Personal Wealth From Business Success
I know a guy who ran a print shop for nineteen years, sold it on a Tuesday, and by Friday figured out the sale price barely covered what he’d have earned working the counter. Every dollar he owned had been sitting inside the equipment, the lease, and the receivables. His…
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I Have $25,000 in Debt: What Are My Options?
Debt is a major challenge to overcome at any stage of life, and if you have $25,000 in debt, your first question is likely to simply be, “What should I do?” Debt relief options may seem overwhelmingly numerous or complex, but with the right guidance, they are absolutely…
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Best Honolulu Pickleball Discount Code (October 2026)
Updated: 10/15/2026. This article contains links that help support this website. Honolulu pickleball is my favorite pickleball paddle brand, so I wanted to find out what is the best Honolulu pickleball discount code that you can use to get savings if you are not military,…
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Building a Small Testing Laboratory Budget Beyond the Equipment Purchase
Photo from Restek Planning a small food-testing lab? The talk usually starts with instruments. Fair enough. A major piece of equipment is visible. It’s easy to quote and easy to picture on a bench. But the instrument is just line one. The budget has to keep the lab running month…
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How to Budget Realistically Before Bringing Home a Puppy
Photo from Magnific Puppies bring wagging tails, sure. They bring costs nobody shows in the photos, too. Food and a leash? Obvious. Others show up later. A surprise vet visit. A chewed-through sofa cushion. A realistic budget won’t take the joy out of the decision. It keeps…
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How to Plan a Career Change Without Putting Your Finances Under Pressure
Photo from Magnific Changing careers can feel exciting and unsettling at once. You may be ready for new work. Still, rent, groceries and insurance bills keep coming while you learn something new. The good news? A career change doesn’t have to be a leap. With some planning, it…
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3 Ideas to Budget for a Bathroom Upgrade Beyond the Sticker Price
Photo from Premier Bidets A price tag on a shelf or a web page feels like a clear answer. In practice it rarely is. When you upgrade a bathroom, that first number is only a slice of what you’ll spend. Delivery, labor, small parts and repairs all land on the final bill, along…
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5 Ideas for a Personal Style Budget That Leaves Room for Hobbies
Photo from Medieval Collectibles Most of us want to look put together without draining the money we’d rather spend on the things we love. Maybe that’s a weekend hiking habit, a pottery class, a camera or a shelf of new novels. The trouble is that clothing spending creeps. A…
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Is Financing a Medical Procedure Ever a Smart Decision?
Financing a medical procedure can be a smart decision when care is necessary or time-sensitive, when the terms are transparent, and when monthly payments fit your budget. It becomes a bad move when it’s high-interest, impulse-driven, or stacked on top of existing debt. As with…