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From Origination to Collections: Where Technology Really Changes Lending Economics 21 Oct 2026
Most of India’s micro, small, and medium enterprises still have no formal credit. Deloitte’s State of Financial Services in India report puts formal access at 14%, which leaves a credit gap of roughly Rs 25 lakh crore as of March 2025. The arithmetic is the problem. The effort…
Multi-Site Electricity Billing Is Holding Back CPOs: How Vayana BillsToPay Can Help 21 Oct 2026
The growth of electric mobility is creating a sizeable new business opportunity: building and operating the charging infrastructure that will keep India’s growing EV fleet moving. As per Rubix Industry Insights: PV and CV industry, more than 2.3 million EVs were registered in…
The Next Phase of Supply Chain Finance Has to Reach Suppliers Deeper in the Value Chain 19 Oct 2026
Over the last few years, Supply Chain Finance (SCF) has grown rapidly in India, but this growth has been limited to the top of the chain, where anchor buyers and first-tier suppliers can borrow against strong balance sheets. Further down, the picture is very different. Suppliers…
Why Good Sales Can Still Create a Cash Flow Crisis 09 Oct 2026
A ₹100 crore manufacturer lands its biggest order of the year. While the sales team celebrates, the CFO is concerned about covering costs before the customer pays. The company needs to pay for raw materials, production, and salaries right away, but the customer will pay in 60 to…