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Latest posts
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Why CoreWeave Credit Could Signal Tech’s Next Move
Technology stocks have become closely tied to spending on artificial intelligence infrastructure. I believe CoreWeave’s credit conditions offer a useful signal for judging whether that spending can continue. Rising borrowing costs may warn that AI projects are becoming harder to…
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Social Entrepreneurship Isn’t Charity. It’s a Different Way to Build a Business
Entrepreneurship has always been about solving problems: Finding a need, creating a superior solution, and convincing customers to pay for it. In social entrepreneurship, the same formula applies to societal issues at a systemic level. It’s not about donating a fraction of…
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What Is a 403(b), and How Is It Different From a 401(k)?
A 403(b) is a workplace retirement plan for public-school, nonprofit, and church employees—very similar to a 401(k). Here's how a 403(b) works, how it differs from a 401(k), and how to invest in it well. The post What Is a 403(b), and How Is It Different From a 401(k)? appeared…
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Track home equity rates before borrowing
Homeowners considering a home equity loan or line of credit can improve their timing by watching interest rates before submitting an application. Even small rate changes can affect monthly payments and total borrowing costs, so regular comparisons are an important first step.…
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What Price Would Make People Quit Social Media Forever?
A simple question asks people to place a lifetime price on social media access. Would they leave every major platform for $10,000, $20,000, $100,000, or even $1 million? The choice may look like a financial exercise, but it also tests how people value entertainment, information,…
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One company’s miss doesn’t doom industry
A disappointing corporate result may unsettle investors, but it doesn’t prove an entire industry is in trouble. That warning matters whenever earnings reports, sales figures, or forecasts trigger quick judgments about a wider market. The company and sector were not identified,…
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Former Labour leader rebukes Starmer government
Labour’s most electorally successful former leader, Tony Blair, has delivered a harsh assessment of Sir Keir Starmer’s government, warning that Britain remains too weak to consider rejoining the European Union. The intervention places two sensitive issues under fresh scrutiny:…
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Are Tech Stocks Cheap or Earnings Misleading?
Technology stocks suffered a brutal October even as reported earnings showed sharp growth. That split creates a difficult question for investors. Are tech shares trading at unusually attractive prices, or is the market warning that earnings forecasts are too optimistic? I am…
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The Founder FIRE Blueprint: How to Retire from Operations Without Selling Your Soul
The biggest lie about entrepreneurship is that you can only live by selling your company. For decades, founders have bought into the same brutal binary choice: either stay on the operational treadmill forever or engineer a high-stakes exit. Every day, we grind out 80-hour…
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Cash vs. Accrual Accounting: Which Should Your Business Use?
Cash accounting records money when it actually moves; accrual records it when it's earned or owed. Here's the difference, the pros and cons of each, and how to choose the right method for your business. The post Cash vs. Accrual Accounting: Which Should Your Business Use?…
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The “Digital Twin” Strategy: Multiply Your Executive Presence on Autopilot
Key Takeaways The 80-hour grind leads to burnout and productivity loss. Today, scaling means leveraging Agentic AI to automate repetitive marketing tasks instead of doing the manual labor. You can reclaim your time by offloading content distribution. Engagement for personal…
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Where Home Prices Are Falling the Most
The U.S. housing market is caught between high borrowing costs, expensive homes, and hesitant buyers. National home sales have fallen below levels seen at the depths of the 2008 financial crisis. Yet real estate remains local. Austin, Phoenix, Denver, and Dallas show how quickly…
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What Credit Score Do You Need to Rent an Apartment?
Most landlords look for a credit score around 620–670 to rent an apartment, but it's rarely a hard cutoff. Here's what score you really need, what else landlords check, and how to rent with weak credit. The post What Credit Score Do You Need to Rent an Apartment? appeared first…
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Why More Americans Are Taking a Second Look at Annuities
For decades, mentioning annuities to an investor or entrepreneur was met with eye rolls. The criticism was predictable: “Why would I hand over my capital for capped returns?” or “They’re too complex, charge hidden fees, and lock up my money.” When high earners used to take…
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What Is an IRA Rollover, and How Do You Do It Right?
An IRA rollover moves retirement money from an old 401(k) or IRA into a new IRA without taxes or penalties—if done right. Here's how direct vs. indirect rollovers work and the 60-day rule to never miss. The post What Is an IRA Rollover, and How Do You Do It Right? appeared first…
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Why Smart Founders Are Adding “Longevity Tech” to Their Retirement Budgets This Fall
Founders face an annual ritual every fall: open enrollment. We review our health insurance options, calculate co-pays, max out HSA contributions, and evaluate disability coverage. It’s a necessary risk-management exercise. Long-term financial planning, however, is a dangerous…
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Why Tech Stocks Are Falling Without a Market Crash
Technology stocks are under heavy pressure, but that does not mean the entire stock market is collapsing. I see a different process taking place beneath the major indexes. Money is moving out of crowded technology positions and into health care, consumer staples, energy, and…
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Philadelphia approves city-run retirement program
Philadelphia voters have approved PhillySaves, the nation’s first city-run automatic individual retirement account program for workers without employer-sponsored plans. The ballot measure seeks to expand retirement saving among employees who lack access through their jobs. The…
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Warsh Signals More Fed Rate Increases
Warsh warned that persistent inflation could require further Federal Reserve action, despite signs of economic strength. His assessment strengthened expectations for a December rate increase, after officials kept borrowing costs unchanged Wednesday. The message also left open…
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How to Handle Sales Tax for Your Online Store
Online sellers must collect sales tax in states where they have "nexus"—and economic nexus rules mean sales alone can trigger it. Here's how to figure out where you owe, register, collect, and file. The post How to Handle Sales Tax for Your Online Store appeared first on Due .