Money We Have
Personal Finance and Budget Travel for Canadians
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Latest posts
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PC Optimum Points Guide: How to Earn and Redeem Points
If you buy groceries, fill up your car or pick up toothpaste in Canada, there’s a good chance you already have a PC Optimum card. With more than 18 million members, it’s one of the biggest loyalty programs in the country. The points are incredibly valuable, but they’re limited…
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PC Financial World Elite Mastercard Review: Is It Worth It?
The PC Financial World Elite Mastercard is the best no annual fee card in Canada if you buy most of your groceries at Loblaw-owned stores. It’s not flashy and it won’t get you into an airport lounge. What it does is turn your weekly grocery run, Shoppers Drug Mart trips and Esso…
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Tangerine Investment Funds Review
Tangerine’s investment funds are one of the easiest ways for new investors to start index investing. You pick one fund, set up automatic contributions, and Tangerine handles the rest. They’re not the cheapest option out there, and which Tangerine fund you choose matters more…
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Hilton Honors American Express Card Canada Review
Marriott has had the Canadian hotel credit card market to itself for years. Not anymore. The new Hilton Honors American Express Card hands you Hilton Gold status the moment you’re approved and pays out well on everyday purchases. The catch is that its most valuable rewards only…
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WestJet RBC World Elite Mastercard Review: Is It Still Worth It?
The WestJet RBC World Elite Mastercard is built for couples and families who fly WestJet at least once a year. The annual companion voucher and free checked bags for up to nine people on one booking can cover the $139 fee on a single trip. Its major weakness is that all of that…
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WestJet Rewards Guide: How to Earn and Redeem WestJet Points
If you fly WestJet once or twice a year, WestJet Rewards is one of the easiest airline loyalty programs in Canada to understand. You earn WestJet points, each point is worth about 1 cent toward a WestJet flight, and there are no award charts or blackout dates to figure out. A…
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The Best Currency Exchange Options for Canadian Travellers
If you’re a Canadian heading abroad. the way you pay for things on your trip can quietly cost you more than you realize. This guide is written specifically for Canadians, so every option below assumes you’re starting with Canadian dollars and a Canadian bank account. I’ve been…
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Factors That Affect Your Life Insurance Premiums
Life insurance should be a part of everyone’s financial plan, yet it’s often ignored or forgotten. Having a policy in place is important because it’s meant to protect your loved ones financially in the event you pass early. So when should you get a life insurance policy? Well,…
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Aeroplan Guide: How to Earn, Redeem and Get Value From Your Points
If you have an Aeroplan account but you’re not totally sure how it works, you’re not alone. Aeroplan is Canada’s biggest airline loyalty program, and it’s also one of the most generous in the world. But the program has changed a lot over the last few year, and some of what you…
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How Much Does it Cost to Go to Japan?
A two-week trip to Japan in 2026 costs about ¥554,000 (US$3,575) per person before flights for a mid-range traveller sharing a room in Tokyo and Kyoto. Add a round-trip flight from North America and most people land between US$4,500 and US$5,200 per person. Comfort travellers…
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39 Birthday Freebies in Toronto for 2026
Are you looking for birthday freebies in Toronto? If so, you’ll want to check this list before you head out. There are close to 40 restaurants and retailers in the city and the GTA that want to give you something on your big day. You won’t have time to hit them all, so you need…